We are a fully licensed bank, authorised and regulated by the Banking Regulation and Supervision Agency. As an owner managed business with specialist expertise in the property sector, we take an entrepreneurial and pragmatic approach, providing quick and flexible funding for property developments in the form of senior debt, mezzanine and equity to support development projects.
United Bank London was incorporated in 1955 and has many decades of experience in funding property. It is the specialist for property finance.
In the property finance market we have a well earned reputation for expertise, speed and flexibility. Our customers and competitors also know the Bank to be reliable in changing markets. A detailed understanding ensures that we are able to respond quickly and imaginatively, sometimes providing commitments in as little as a day.
Specialist knowledge enables us to offer higher levels of commitment to value, so helping our customers improve their return on equity and achieve more with their capital. Customers range from corporate developers with multi-unit schemes, to private developers converting or renovating one dwelling.
Loan facilities are available for:
- Residential property development (new build, conversions, extensions)
- Commercial property development (part speculative)
- Property trading (acquisition, refurbishment for on sale/refinance)
- Planning gain finance (land bank development)
- Bridging finance (open and closed)
Deposits are accepted from:
- Individuals
- Trusts
- Charities
- Businesses
- Pension Funds
We also accept deposits and are committed to providing our customers with competitive interest rates, no hidden charges, straightforward products and a high level of personal and professional service. The regular appearance of our deposit products in the ‘Best Buy’ tables underlines this commitment.
All customers have direct access to a dedicated team of deposit administrators; in stark contrast to the impersonal world of call centres.
The Bank subscribes to the Banking Code and the Business Banking Code, is covered by the Ombudsman Service and is a member of the Financial Services Compensation Scheme.
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